Microsoft 365 Copilot costs $30 per user monthly when paid annually, or $31.50 per user monthly with an annual commitment. Both options require a separate qualifying Microsoft 365 license.
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Microsoft 365 Copilot costs $30 per user per month when billed annually. For organizations that prefer to pay monthly, the rate is $31.50 per user per month, though this option still requires a one-year commitment.
These costs are add-on fees. To purchase and use Copilot, your organization must already maintain a separate, qualifying Microsoft 365 license for each seat.
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Microsoft 365 Copilot — Microsoft 365 Copilot Business | $18 | per seat / month | Annual billing rate. Originally starting from $21.00 now starting from $18.00. Paid yearly (Annual subscriptio |
| Microsoft 365 Copilot — Microsoft 365 Business Standard with Copilot | $23.50 | per seat / month | Annual billing rate. Paid yearly (Annual subscription—auto renews). |
| Microsoft 365 Copilot — Microsoft 365 Copilot Business | $25.20 | per seat / month | Monthly billing rate. Monthly subscription-auto renews. |
| Microsoft 365 Copilot — Microsoft 365 Business Standard with Copilot (Monthly) | $28.20 | per seat / month | Monthly billing rate. Monthly subscription-auto renews. |
| Microsoft 365 Copilot — Microsoft 365 Copilot | $30 | per seat / month | Annual billing rate. Paid yearly. Requires a qualifying Microsoft 365 plan for enterprise or business. |
| Microsoft 365 Copilot — Microsoft 365 Business Premium with Copilot | $32 | per seat / month | Annual billing rate. Paid yearly (Annual subscription—auto renews). |
| Microsoft 365 Copilot — Microsoft 365 Business Premium with Copilot (Monthly) | $38.40 | per seat / month | Monthly billing rate. Monthly subscription-auto renews. |
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| Plan | 10 users / mo | 25 users / mo | 50 users / mo | 100 users / mo | 250 users / mo | 100 users / year |
|---|---|---|---|---|---|---|
| Microsoft 365 Copilot — Microsoft 365 Copilot Business | $180 | $450 | $900 | $1,800 | $4,500 | $21,600 |
| Microsoft 365 Copilot — Microsoft 365 Business Standard with Copilot | $235 | $587.50 | $1,175 | $2,350 | $5,875 | $28,200 |
| Microsoft 365 Copilot — Microsoft 365 Copilot Business | $252 | $630 | $1,260 | $2,520 | $6,300 | $30,240 |
| Microsoft 365 Copilot — Microsoft 365 Business Standard with Copilot (Monthly) | $282 | $705 | $1,410 | $2,820 | $7,050 | $33,840 |
| Microsoft 365 Copilot — Microsoft 365 Copilot | $300 | $750 | $1,500 | $3,000 | $7,500 | $36,000 |
| Microsoft 365 Copilot — Microsoft 365 Business Premium with Copilot | $320 | $800 | $1,600 | $3,200 | $8,000 | $38,400 |
| Microsoft 365 Copilot — Microsoft 365 Business Premium with Copilot (Monthly) | $384 | $960 | $1,920 | $3,840 | $9,600 | $46,080 |
Copilot is not a standalone product. Every user assigned a Copilot seat must also have a license for a qualifying Microsoft 365 plan. When calculating the total cost of adoption, finance teams must include the price of the base Microsoft 365 subscription alongside the Copilot add-on.
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Both pricing models are based on an annual commitment. The $30 rate is for those who pay the full annual fee upfront. The $31.50 rate allows for monthly installments but does not permit month-to-month cancellations, as it is still tied to a yearly contract.
To determine if a $36,000 annual spend for 100 users is generating a return, organizations must move beyond qualitative feedback. Measuring the actual time saved on routine tasks against the cost of the add-on licenses provides a clear picture of the net return. NetLift enables finance and IT leaders to track this value by comparing labor costs and output speed against the total cost of Microsoft 365 Copilot adoption.
All pricing on this page comes from official vendor pages:
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About the author
Paige Gilmore · Founder, NetLift
Paige Gilmore is the founder of NetLift, the AI Value Management platform that helps organisations measure the cost, savings and return of AI adoption.
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